Top 9 Lucrative Online Business Ideas That Pays In Nigeria (2020)

There are certain small business industries that see higher profits than others. Accounting, for example, is always among the most profitable small businesses.

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Is it really possible to make a living online? The answer is yes. 

In the Nigeria of today, we’ve witnessed the rise of many internets millionaire that made their money just by starting one online business or the other. People like Linda Ikeji and Akin Alabi (Founder of Nairabet) have made billions of naira just by starting an online business idea.

Starting a new business online requires much less risk than investing your money into a setting-up a physical shop or store. With the nature of online businesses, it is very easy to reach thousands and millions of potential customers without breaking the bank on the cost of advertisements.

With a little knowledge of digital marketing and social media, almost anyone can launch a business online and get it up and running in only days. In this post, we have put together a list of the most lucrative online business ideas anyone can start in Nigeria with a very little capital investment.


All payments goes into your local bank account.

If You Fail To Make Money With This I Bet You, There Is No Easier Way Than This When It Comes To Making Money Today From The Internet Legitimately. I said this because there’re many scam online business out there today.

Advantages of this Online Business:

1) No central account

2) No profit sharing

3) No third party payment

4) With the recent features on their site, this means you can now be promoting your products and services for FREE

5) You can easily click within your Dashboard to whatsapp your invitees, rather than calling him or hers

6) It has one of the top online reputations. You can go online later and do your findings yourself.

7) In this business you’re the Boss

8) One time activation fee of ₦1,500 for full membership and thereafter you could be making up to ₦100,000 or more per month.

Why Netcontacts Business Is Different From Other Online Businesses:

1) With Netcontacts Business, you are your own boss. You are the one that will help people activate their accounts and you will be paid directly into your naija bank account. Whereas if you join other programmes, they will ask you to pay to their bank account. That means you are working for them.

2) Let say you invite 10 people to Netcontacts, you will be paid ₦15,000 direct into your naija bank account whereas if you invite 10 people to other websites you will be paid ₦8000 while the owner(s) cut ₦7000 from your money. They will share 40% from the money you supposed to make. Are you okay with that kind of business?

3) Many online businesses today will asked you to be clicking Ads, Commenting, and Reading News daily before you gets paid which are mostly ₦50-₦200 daily. And funny enough you would be getting probably like ₦2000-₦5000 at the end of the months after multiple tasks. This is NOT done in Netcontacts Business and you can be making far more than that in a day with Netcontacts.

4) No need to request for payment with Netcontacts. Anybody you invited will pay you direct to your local bank account while other online platforms will ask you to send payment request to them before they would pay you if at all they would eventually pay in the end.

5) Can you now see the differences between Netcontacts and others? Are you ready to join thousands of happy families that are smiling everyday to their bank accounts?


Imagine yourself making money online, doing the same thing you have been doing on facebook, Twitter, Instagram, Nairaland etc every day? You determine how much you want to make Daily, Weekly or Monthly. i.e 50 people x ₦1, 500 = ₦75, 000 daily, Weekly or Monthly And so on.

Honestly, this is possible. You can get this number of people to pay you.



Click on this link to register

OR VISIT:  and use this Invitation Code 158748571158

2. Become a professional blogger

In the past, we’ve written an article about how to start a profitable blogging business in Nigeria. Launching your own blog doesn’t require a great deal of technical or computer skills.

If you’re passionate about writing and creating super-rich contents on the internet that is capable of grabbing the attention of your audience, then you are only a few steps away from earning money doing what you love.

Having a blog that has an extensive number of followers will allow you to gain profit by attracting advertisers that are willing to pay you some money just to place adverts on certain pages of your blog.

3. Make money selling products online

E-commerce and Dropshipping are two popular ways to make money selling high demand products online. Online platforms like Shopify and WordPress have made it insanely easy for anyone to set-up an online e-commerce store in minutes.

On the other hand, Dropshipping is when you create an online store to sell other people’s products. Then, you get a commission for each sale. The advantage of this over traditional e-commerce business is that you don’t have to risk buying up stock in a product and losing money if it doesn’t sell.

If you are looking to follow this route, you can start by researching some of the fastest selling online products in your geographic location. It is also important to give more priority to products that are unique and less competitive.

4. Start your own YouTube channel

Top YouTubers like Felix Arvid Ulf Kjellberg the owner of the most-subscribed YouTube channel called PewDiePie (currently has 99 million subscribers) has made more than $15 million creating and publishing video contents on YouTube.

As a YouTuber, you make money on YouTube each time Google (YouTubes parent company) shows ads contents before or after your video has finished playing. Make sure your videos are high quality and you upload them consistently for the satisfaction of your audience.

The best part is, you don’t even need to go out and buy an expensive new camera – as long as you have a smartphone with a quality camera lens, you can start filming your first video right now!

5. Create and sell online courses/e-books

If you’re already an expert in any topic, you can package that knowledge into a high-value course or e-book and sell it online to people that are seeking the knowledge that you’ve acquired.

This type of online business is best regarded as passive income because you continuously make money for years even after publishing it. Once the upfront time and effort is put in, with just a bit of regular upkeep and marketing you’ll be able to continue to sell and make money from them.

If you don’t already have an audience, it might be better to self-publish on websites such as Udemy and Amazon first. That way, you can validate your idea and grow your fan base.

6. Start trading Forex and stocks

Most people see currency trading (also known as FOREX) and investment as a very risky business to start. Even though this statement is true if you start out small and invest your time into researching you will gain knowledge and experience that might just bring in the rewards you’re after.

Unlike Forex, Stock exchanges provide a transparent, regulated, and convenient marketplace for buyers to conduct business with sellers. The stock market is immensely popular, but it is exceeded in size by the Forex market, which is the largest financial market in the world.

Nowadays, the internet has made things easier. You can start trading forex or stocks by sitting in front of your computer in the comfort of your bedroom with a glass of cold juice or wine.

7. Work remotely for companies abroad

Remote working is a situation in which an employee works mainly from home for corporate organizations and startups. More and more companies are embracing the remote work lifestyle by employing staffs that are not required to resume in the office daily from 9 to 5.

Many remote work positions are IT and customer service related so they require specialized skill sets that may be rare to find. Example of popular remote jobs includes Data Analyst, Software Developer, UI/UX Designer, Customer Support and much more.

Working remotely is considered as a lucrative online business idea because it affords you the time to do other things like taking care of the family (for Moms), hanging out with friends and family or going on holidays.

8. Become an influencer on Instagram

Instagram is a highly visual social media channel, and therefore is in many ways the perfect medium for brands to tell their story using influencers. Influencers are Instagram users who have established credibility and audience who can persuade others by virtue of their trustworthiness and authenticity.

Becoming an influencer on Instagram is not an easy task except for well-known celebrities who have already built a huge following outside social media. Not all Instagram influencers are celebrities though, some of them have worked so hard by creating short video clips that capture the attention on an audience.

Influencers make money in different ways like sponsored posts and advertisement from top brands, affiliate marketing and selling their own products.

9. Join affiliate marketing programs

Affiliate marketing is one of the various ways to make money online by promoting products or websites to earn a certain percentage as a commission from sales made. It is important to note that affiliate marketing is different from get-rich-quick-schemes.

As an affiliate marketer, the products and services that you promote are provided by others and not necessarily you. The only duty you are required to perform is to provide a marketing or sales outlet such as a blog, email list or social media.

We’ve put together a well-written article about affiliate marketing and most popular affiliate marketing programs that you can join in Nigeria.

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