Top 5 Paying refer and earn apps in Nigeria
Make over N10000 weekly with this top 5 paying refer and earn apps in nigeria 2021/2022 by simply sharing your referral links to your friends and family members.
How about you get paid by referring an application to someone who might possibly be a friend, brother, sister or family member? Yeah, it is 100% possible to make cool money online in Nigeria.
Nothing much, all you have to do is simply get to tell a friend about an app and invite them to download and sign up to the application.
That is all! You need no much stress on this one as this can be done, anytime, anyday and everywhere.
In listing this application, we shall also be getting down to every detailed information you need to achieve the purpose of this post and that is to make money with the top 5 paying referral apps in Nigeria we shall be sharing with you for free.
We are guaranteeing you of the least N10000 every weekend, if you register and start referring your friends to download and use any of the top 5 paying referrals applications via your own personal referral link.
Hold on! Before we continue with this article you may also like this online business called “Netcontacts Nigeria” briefly,
NETCONTACTS BUSINESS

DISCOVER HOW YOU CAN CONSISTENTLY BE MAKING ATLEAST ₦4,500 DAILY USING YOUR ANDROID PHONE
All payments goes into your local bank account.
If You Fail To Make Money With This I Bet You, There Is No Easier Way Than This When It Comes To Making Money Today From The Internet Legitimately. I said this because there’re many scam online business out there today.
Advantages of this Online Business:
1) No central account
2) No profit sharing
3) No third party payment
4) With the recent features on their site, this means you can now be promoting your products and services for FREE
5) You can easily click within your Dashboard to whatsapp your invitees, rather than calling him or hers
6) It has one of the top online reputations. You can go online later and do your findings yourself.
7) In this business you’re the Boss
8) One time activation fee of ₦1,500 for full membership and thereafter you could be making up to ₦100,000 or more per month.
Why Netcontacts Business Is Different From Other Online Businesses:
1) With Netcontacts Business, you are your own boss. You are the one that will help people activate their accounts and you will be paid directly into your naija bank account. Whereas if you join other programmes, they will ask you to pay to their bank account. That means you are working for them.
2) Let say you invite 10 people to Netcontacts, you will be paid ₦15,000 direct into your naija bank account whereas if you invite 10 people to other websites you will be paid ₦8000 while the owner(s) cut ₦7000 from your money. They will share 40% from the money you supposed to make. Are you okay with that kind of business?
3) Many online businesses today will asked you to be clicking Ads, Commenting, and Reading News daily before you gets paid which are mostly ₦50-₦200 daily. And funny enough you would be getting probably like ₦2000-₦5000 at the end of the months after multiple tasks. This is NOT done in Netcontacts Business and you can be making far more than that in a day with Netcontacts.
4) No need to request for payment with Netcontacts. Anybody you invited will pay you direct to your local bank account while other online platforms will ask you to send payment request to them before they would pay you if at all they would eventually pay in the end.
5) Can you now see the differences between Netcontacts and others? Are you ready to join thousands of happy families that are smiling everyday to their bank accounts?
FACTS
Imagine yourself making money online, doing the same thing you have been doing on facebook, Twitter, Instagram, Nairaland etc every day? You determine how much you want to make Daily, Weekly or Monthly. i.e 50 people x ₦1, 500 = ₦75, 000 daily, Weekly or Monthly And so on.
Honestly, this is possible. You can get this number of people to pay you.
SO LET’S GET STARTED
STEP 1:
Click on this link to register https://netcontacts.com.ng/invitation?code=158748571158
OR VISIT: http://www.netcontacts.com.ng and use this Invitation Code 158748571158
Now let’s continue….
Top 5 Paying Referral Applications In Nigeria 2020/2021/2022
Here is a list of recommended Android Applications that pays you for referring people to download and register on the application.
- Branch
- Piggyvest
- JumiaOne
- Luno
- Cowrywise
- Roqqu
- flitaa
No 1 Top refer and earn apps in nigeria: Branch Referral Program

Branch will obviously be the first we shall recommend as it offers the biggest referral deal of N1500 to the referees and also N500 to the user.
About Branch App:
Financial Access. Anytime, anywhere.
Branch is said to be the Number 1 most downloaded lending app in the world and this was said on thier Official Facebook page during the 5th Year anniversary.

Branch makes it easy for you to access loans for the way you live. Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable
Key Feature Of Branch App
LOANS ARE JUST A TOUCH AWAY
Branch Loan is Available in Kenya, Nigeria, Tanzania, and India. You can get up to Ksh 70,000, ₦200,000, Tzs 700,000 or Rs. 50,000. Get the right loan for you!
How To Earn N1500 or N500 On Branch App
It is quite easy getting started on branch!
- Firstly Download Branch App From
- Now open branch app and register successfully
- Now ensure to tap on the three vertical lines that can be found at the left side of the screen and select the Promotion option.
refer and earn apps in nigeria
- Finally input my promo CODE ( nnoka26c62 to get ₦ 500 in credit after repaying your first loan).
How To Get My Branch Promo Code and Referral Link (refer and earn apps in nigeria)
It’s easy getting your referral link from branch, all you have to do is simply open the branch app and tap on the three vertical lines at the top left side and now tap on the Earn N1,500! Finally hit the Invite Friends button to copy your referral link.
Just if the person has already downloaded the branch app and is requesting for your promo code simply copy the Code you see above the screen (Send This Code To Friends),
Ensure your friends input the Promo code before taking a loan and on successful repayment of their first loan, you(referral) will be credited with N1500 and the person will get a credited with N500.
No 2: Piggy Vest Referral Program

Piggyvest is the second on the list and because it pays N1000 per referral despite its lot of beneficiary features which is present on the app, we can say it is one everyone should give a try.
About Piggyvest
PiggyVest is the first online “Savings & Investment” app in West Africa. It first launched as “Piggybank.ng” on the 7th of January 2016 as a savings-only platform. … PiggyVest is on a mission ‘to give everyone the power to better manage & grow their own finances’, and we intend to be the best at this.
How To Earn N1000 On PiggyVest App
Piggyvest will pay you N1000 for every person you bring onboard on the application.
We already made an article on how to earn free referral N1000 on piggyvest and you can get to read more about piggyvest here.
Piggyvest is one you should keep track on as it offers great and life savings opportunity.
No 3: JumiaOne App Referral Program

Jumiaone app comes out to be the top 5 on the list and obviously the number 3 which is because it offers referral earnings of N500 – N1000. Yes by just signing up on the JumiaOne app and making your first order, you get free N500 sent to your dashboard account which could be transferred into your bank account.
Currently Jumia will pay you N500 for every referred new user you bring onboard to shop on jumia.
About JumiaOne App
JumiaPay (formerly Jumia One) is one of the smartest, convenient & secured ways to do airtime top-up, pay your utility bills & much more, all at the BEST price!
How To Earn N500 – N1000 On JumiaOne App
From the look of things, we have also made a post on how to earn N500 on JumiaOne app referral program and also how to earn N1000 still on the JumiaOne app for android or iOS. So, kindly do yourself good by visiting the respective link directions to know how to get the free N500 and N1000 referral earnings from JumiaOne app.
Currently, the JumiaOne app will be paying you N500 for every referral! So hurry up
No 4 refer and earn apps in nigeria: LUNO Crypto App Referral Program

Luno appears to be the number 4 and do you know why? Luno pays you N250 worth of bitcoin into your bitcoin address for every person that joins luno through your referral link.
Trust me when I say this jokingly is the best amongst the rest as N250 worth of bitcoin could probably get multiplied to a thousand Naira and more as the price of BTC increases in the market.
For the crypto folks, dive into this and get to register asap.
What is Luno?
Luno is a digital currency exchange facility that offers clients a technology platform to buy, sell and store digital currencies as well as pay for products and services using a cryptocurrency wallet. Luno is just one of others with a difference.
How To Earn N250 On Luno App Referral Program
- Simply download LUNO app with this referral link
- After successfully getting registered on Luno,simply download Luno app via PlayStore or AppStore. There are options on the link for direct download during registration.
If you already have the luno app installed on your device simply tap on the reward section below the screen and select “Input a code” then copy this code ENMFBT and paste . Now hit the Apply code.
What must be done before luno pays me my referral BTC earnings?
Before luno pays you N250 worth of bitcoin to your wallet address, be sure the person you referred has successfully funded any of his wallet address with Minimum of N5000. Once this is done, both of you will get credited with N250 worth of BTC from luno.
Luno will be glad to have you onboard into the world of crypto with a gift of N250 worth of BTC into your wallet address. Enjoy the rest of your trade with LUNO.
No 5 refer and earn apps in Nigeria: Cowrywise Referral Program

Last but definitely not the least, we have got cowrywise which is similar to Piggyvest but piggyvest can I say offers more referral earnings compared to that of cowrywise and obviously that is the reason you are here, to make more money by just referring people.
Who knows? You might finally fall in love into any of the above referrals earnings platforms and make more money with this platforms other than just referring people into the platform.
How To Earn N250 On Cowrywise Referral Program
As earlier said, Cowrywise will pay you N250 per referral and this is quite so easy to process and a 100% sure funding to your Cowrywise account.
- To Earn Cowrywise referral cash, simply download
- Open Cowrywise and sign up successfully.
Now to start earning the Cowrywise referral cash, simply go to the refer and N250 section and copy your referral link to share to friends and family members.
Each referral gives you N250 and there is no limit to how many referrals can get registered using your link. So hurry now
Conclusion On Top 5 Referral Earning Apps In Nigeria 2020/2021/2022
Finally we have come to the end of the top 5 paying referrals app in Nigeria 2020/2021/2022, or you can as well say top refer and earn apps in nigeria 2020/2021/2022.
Before we call it a day, we added two more apps that is currently paying out hugely. They include flitaa and roqqu.
How To Earn $30 and $100 On flitaa refer and earn Program
You can read more about flitaa referrer program and earn up to $30 weekly or $100 monthly in the ongoing fkitaa refer and earn program.
How To Earn 0.5% On all transactions on Roqqu (refer and earn apps in nigeria 2020/2021/2022)
Just if you follow due steps correctly, you should be sure of getting over N5000 weekly directly from your comfort zone.
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