25 Best Online Investment Platforms in Nigeria 2022/2023

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NETCONTACTS BUSINESS

Discover Nigeria’s finest online business today. You Can Be Making Atleast ₦100k Monthly Legitimately With Your Phone And From Home

How it Works        
You can join the business for Free, thereafter you activate your account with ₦1500 Only. The system automatically assigned an Invitation Code to your account once activated, and it’s at this point you start making money.

For Example:

  • If you invite 1person ₦1500×1=₦1500
  • If you invite 5person ₦1500×5=₦7,500
  • If you invite 10 persons ₦1500×10=₦15,000 etc…

What You Need to Know:
It’s NOT a Ponzi Scheme or Investment site neither does it have a central account payment system. You’re not selling any product or services for NetContacts Nigeria. It’s a platform for Entrepreneurs to make money with no third party. The concept is that as an active membership, you get paid ₦1,500 for each person that you invite to join the business and all payments goes directly into your local bank account.

Is Netcontacts Nigeria Legitimate?
Yes it’s 100% Legit. You can do your personal research on Google to learn more about them and you’ll be amazed how people make cool cash.

With the above strategies you can be making atleast ₦100k Monthly from this business.

Now let’s continue….

Many Nigerians sometimes confuse investment platforms for Ponzi schemes. Ponzi schemes such as defunct MMM cannot be classified as an online investment platform.

  1. Cowrywise
    Cowrywise is an investment platform powered by Cowrywise Financial Technology Limited. It is duly licensed by the Securities and Exchange Commission (SEC) of Nigeria.
    Mutual funds are managed by fund management partners and made accessible to clients through the web and mobile applications.
    You can invest in low-risk, medium risk and high-risk products with Cowrywise. Most of these investments extend into mutual fund schemes, the agricultural sector and other third-party money-market.
    Investment can yield between 10% to 15% and you can invest with as low as N1,000 naira.
  2. Investment One
    This is a multi-faceted firm that offers a broad range of financial and investment outcomes throughout Nigeria. It was formerly GTB asset management limited.

It is registered and licensed under Nigerian Stock Exchange (NSE). It has provided modern investment alternatives integrated with value-added services.

BVN and a valid identity card are required to register.
With as low as 1000 naira, you could invest and earn up to 15% of your interest.

3.PiggyVest
PiggyVest is West Africa’s exclusive digital savings and investment platform.
In 2016, they commenced operation with the name “Piggy Bank NG” which was just for savings. It is duly registered and licensed by the Securities and Exchange Commission.

In the space of three years, discounts were offered to devoted and ardent customers.

In April 2021, they changed their name to “PiggyVest” and started providing customers with options for investment coupled with their previous savings options. You could invest with as low as a thousand and enjoy a 10% interest.

To register, download the app, set up your withdrawal account, enter your debit card details to activate. Only BVN is needed to validate your identity.

  1. I-invest
    This platform is powered by a mobile application that enables investors to trade financial products with the help of a broker. It is licensed under the Securities and Exchange Commission Nigeria.
    The application features a user-friendly dashboard that tracks diverse investment portfolios.

It is also an easy way for small investors to save money. I-invest can be downloaded from the app store and Google play. Note that BVN and valid identity card is used for registration. The app allows buying treasury bills, euro bonds and also trading stocks on the stock exchange market. The least amount to invest is ₦100,000 to gain an interest of 8% to 11% annually.

I invest: online investment platform
  1. Kolopay
    This platform enables you to save money at any time. It is licensed under the Securities and Exchange Commission Nigeria.

Your BVN and Valid identity card are needed to register.

You could invest with as low as a N1000 naira. You earn an interest rate of 10% if you do not withdraw within the investment period and 5% if you do withdraw before the end of the investment tenure.

Kolopay: online investment platform

6. Sumo Trust
This online Investment platform is a boost to Africans.

It is licensed under Stock Exchange Commission. It helps better their savings and investment patterns. The platform pays Africans between 8-10% of money invested.

If you need capital for a business, finances for apartments rent, for a vehicle, for shopping or tuition, you could invest with as low as N1000 naira to be eligible for it.

A valid BVN and Identity card is needed to register. Sumo Trust will assist you to set aside money and will also boost your investments.

sumo trust: online investment platform

7. Kuda Bank
This platform was once called “Kudi money”. It is the only digital bank that is licensed by the Central Bank of Nigeria. This revolutionary fintech platform has improved investment and brought innovation in Nigeria and beyond.

Part of its aim is to provide a variety of cost-free services to its members. When registering, your BVN, and Valid identity card (Nationwide ID Card, Voters Card, Drivers Licence, and Nationwide Passport) will be required.

Kuda Bank pays a 10% interest rate on savings. You could invest with as low as N1000 naira. It also offers customers low-interest loans, free ATM cards and up to 25 free transfers at the moment.

Kuda: online investment platform

8. Carbon
This is the most popular online investment platform in Nigeria. It offers a broad range of digital financing options.
They commenced operation in the digital sector as a loan agency, but now, it provides varieties of services ranging from savings plans to money investment.
With as low as 100 naira, you can invest in carbon and earn up to 16% of your investment annually.
You could also select a time frame for your investment, which could run for 3 months to a year.

Carbon: online investment platform

To invest with carbon,

  1. Your valid BVN and a valid card are needed.
  2. Select an investment plan, these include cash vaults, goals or flexure.
  3. Input the amount you wish to invest, with a bank account or card details.

The good news is your money is secure with carbon as it is licensed under the Central Bank of Nigeria.

9. Bamboo
Excluding this platform will make the list of investment platforms in Nigeria incomplete.
Bamboo is a reliable investment that provides unlimited access to the stock exchange market from the comfort of your smartphone.

You can directly load your Bamboo naira or dollar wallet and start investing.

Your portfolio can be expanded by purchasing an ETF(Exchange-Traded Fund).

If you intend to invest in Bamboo, you need at least 20 dollars or the naira equivalent.

It is crucial to note that when investing in naira, withdrawals can only be made into a naira account and when investing in dollars, withdrawals are made into a USD account.

When registering for a Bamboo account, information like BVN, Valid identity card as well as electricity bills receipts will be requested.

Master, visa cards and Bank Transfers are accepted as modes of payment.

Bamboo application features a simple design and layout with a special technology that allows you to view your portfolio’s performance.

You can also monitor returns on your investment purchases through your application.

Bamboo’s digital operation is overseen and protected by the Federal Deposit Insurance Corporation (FDIC).

bamboo investment

10. Risevest
This digital financial platform enables you to invest in assets throughout the world. You can invest in any of the well-managed assets with optimum assured returns of up to 14% and an annual return of 41% every year.

Among their profitable assets are: real estate, bonds and stocks. Risevest is overseen and supervised by ARM Trustee Limited.

Features of the platform include easy to use interface with a tracker that allows you to monitor your investment performance. You can also set investment goals using their application.

To sign up, you will need at least $10 in naira equivalent, then you select a plan and specify the length of your investment.

All Risevest accounts are protected with state-of-the-art encryption. BVN and valid Identity card are also required.

risevest: online investment platform

11. Trove
This is one of the most popular online investment platforms in Nigeria. The application provides artificial intelligence decisions about a company’s performance.

It enables you to invest in various country’s stocks and treasuries using your smartphone. To get started with Trove, your Bank verification number, driver’s license and an electricity bill receipt will be needed.

With a brokerage account, you could invest more than 4000 stocks courtesy of Trove. You can begin your investing project with as little as $10.

Your money is safe with Trove as Sigma Securities Ltd and ARM Securities Ltd, both SEC-licensed regulated brokerage firms, holding and managing all of Troves assets.

Trove: online investment platform

12. Chaka
This digital technology proffers solutions to investment challenges in Africa.

The app provides financial knowledge with state of the arts leading technology to deliver reliable investment and trading management.

It is a reputable investment firm licensed by Nigeria Securities and Exchange Commission (SEC).

The Nigeria Stock Exchange and Central Securities Clearing System supervise local investments, while FINRA, US Securities and Exchange Commission supervise their dollar investment.

Chaka has created an easy application to handle the investment. With Chaka, you can start trading with as little as $10.

Today, Chaka is currently one of the best ways to trade equity funds, stocks and investments from the UK, US, Nigeria and China.

You could also track the progress of your financial investments.

Chaka: online investment platform

13. Wealth NG
This website has stood the test of time. It enables you to invest in government bonds, equities, stock funds and properties.

The user-friendly website enables you to track your investment as well as your returns.

After registration, you are granted unlimited access to a financial analyst on how to grow your investment.

Investments can be short term(30days) or long term. One could invest in government bonds, shares, real estate on wealth NG.

BVN is needed to register and a next of kin to verify your identity.

Wealth NG operates with an interactive chat box that provides advice and also responds to questions.

Wealth NG also operates savings accounts with mouth-watering interest rates as high as 7% annually. You can also start savings with as little as N1000 naira.

Funds security is wealth NG’s biggest priority as their funds are managed by Sankore Securities limited and licensed under SEC.

wealth ng: online investment platform

14. Payday Investor
This platform is a framework that allows you to save and grow your earnings by investing in money market funds.

Payday Investor is a service empowered by ARM Investment Managers, a division of Asset & Resource Management Holdings Limited, which is licensed and governed by the Securities and Exchange Commission.

As an investor, the platform gives you the option of controlling your savings in the manner that suits you most.

To begin, you will need to register with your BVN and a valid identity card. You could start your investment with as low as 1000 naira.

You can also withdraw your savings at any moment from the ARM money fund.

payday: online investment platform

15. Ziing
This platform is one of Nigeria’s most used financial technology applications. It is licensed under the Securities and Exchange Commission and is powered by Investment One financial services.

With N10,000 naira, you could assess a commission of 0.25%.

BVN and a valid identity card are needed to register.

Ziing was created to assist clients with their savings and investment, it also allows you to withdraw directly from your bank account for savings and investment.

ziing 1

16. IBTC Stanbic Mobile Operation
This platform aims to improve creative investment plans like gratuity, equity funds and asset management.
It is licensed under the Securities and Exchange Commission Nigeria. The minimum investment is N5,000 naira with an interest of 29%.
BVN and a valid identity card are needed to register.
The most well-known package offered by this platform is pension management.

stanbic

18. Afrinvestor
This is one of Nigeria’s largest wealth management tech platforms. It was designed by Afrinvest Securities Limited (ASL) and licensed under the Securities and Exchange Commission.

The minimum investment is N5,000 naira at 17% interest. Your BVN and a valid ID are required for registration.

afrinvest

19. Thrive
Thrive Agric says all of its farms are insured by Leadway Assurance Company.
mobile platform This is an agricultural platform that invests funds deposited into farming. Its core mission is to ensure that food and animal produce meet the need of the teeming population. BVN and a valid ID are the basic requirements.
Investors are given 25% as returns every planting season. The minimum investment in the platform is N10,000.

thrive agric

20. Farmcrowdy
This platform offers a large variety of possibilities in the farming sector.

It was registered in 2018 with the Trademarks, Patents and Designs Registry under the Federal Ministry of Trade and Investment.

The minimum investment is N5,000. BVN and valid ID are essential requirements.

Farmcrowdy provides finances for farm equipment, seedlings, manure and young animals for husbandry with funds invested.

There is a mobile app available for you to monitor your investment. You could also visit the farm to view the process of the operation.

farmcrowdy

21. Smart Saver
This platform aims to make savings and investment easier and well secured.
They use pay stack for all their payments. It is an offshoot of FCMB.
In this platform, withdrawal is quarterly and your money earns high interest.
Smart saver pays as high as 30% annually. With N5,000 naira, you could enjoy the benefits. To register, your BVN and Valid ID is needed.

smartsaver

22. Alat
This platform is Nigeria’s first digital bank designed to make savings and investment process accessible to all.
Using your smartphone, you can register and start investing. It is powered by Wema Bank and licensed under the Securities and Exchange Commission.
To register, your BVN and proof of ID is required. You could register with as low as N1,000 and enjoy 10% interest.

alat

23. Reach
This online platform is licensed under the Securities and Exchange Commission Nigeria. This fintech app develops your discipline by tracking your income, regulating your expenses and helping you plan your finance better. BVN and a valid ID is needed to register.
It has artificial intelligence that tracks your SMS alerts and uses them to provide financial information. The app also serves as a budgeting tool that helps you accomplish your financial goals.

24. Riby

This online platform is licensed under the Securities and Exchange Commission Nigeria. It assists people with small scale businesses to save, invest and get loans at good interest rates.
The platform also boasts of a cooperative group that helps members borrow, contribute and save money to help achieve their financial goals. BVN and a valid ID is needed to register.
You could invest with as low as N1,000 naira. Riby saver app also allows members to automate their savings.

riby

25. Fundall
Fundall is another excellent app that enables you to control and manage your savings plan. This online platform is licensed under the Securities and Exchange Commission. You can invest, save, borrow and pay bills. Insurance could be also bought through the app.
Fundall is a one-stop personal financial management app that enables you to automate the planning and management of all your finances from one app.

fundall

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